Individuals & Personal Taxation

Get a grip on individual and personal taxation

indivManaging your individual and personal tax yourself is like coupling a small car to a heavy trailer on a downhill journey.

The trailer is your investments, rental properties, capital gains, dividends and salaries. The car is your tax return. And all too often, the trailer’s pushing the car in a dangerous direction – overpayment.

Our 4 x 4 Accounting puts the brakes on and steers you away from paying over the odds!

Fact: HMRC are not concerned about your goals and plans for the road ahead. All they want is a smooth ride – that is, as much tax revenue as possible, based on the bare minimum of information they request from you.

But we go off the beaten track to discover more about your aspirations, goals, plans and challenges. Then we use that blueprint to create a tax-efficient vehicle that gets you where you want to go without costing you a penny more than it should.

Of course, there can sometimes be obstacles and tight bends along the way, but we can see the road too – so we’ll help you negotiate them.

And make no mistake, HMRC will get what they’re owed – but you’ll keep more of what is rightfully yours.

4 x 4 Accounting: why our individual and personal taxation services are different

Unlike many other accountants, we don’t just sound the horn once a year when your tax return’s due.

Instead, we want to hear from you whenever you have a question – whether that be about recording or disposing of an asset, selling a second home, or whatever else – so that we can churn through the detail whilst you focus on the rewards.

Here are just a few ways we help individuals stay on top of their accounting:

  • We prepare and submit, so you don’t have to – We take care of your personal self-assessment tax returns, so you miss no deadlines, get no penalties, and pay only what you should
  • We deal with HMRC – With the extensive individual financial information we get from you, we make sure HMRC fully understand your situation and make sensible decisions based on it
  • We take care of planning for both capital gains tax on the sale of assets and inheritance tax, so you meet your tax obligations as economically as possible
  • We don’t stop at the financials – We also connect you to our extensive network of associates, who can help you with related services, such as writing of wills, trusts, probate, lasting power of attorney, and more

4 x 4 Accounting: push back on overpaid tax!

If you sometimes feel that your accountant doesn’t care whether you pay too much tax or not, it’s time you tried the 4 X 4 Accounting experience – and made some savings!

To make this even easier, the first meeting is free and we have ample free parking at our offices in Olney, which is easily accessible from Bedford, Milton Keynes, Northampton and the M1.

There’s a seat waiting for you…

We look forward to meeting you soon and introducing you to 4×4 Accounting click here and let us move your tax efficiency up a gear!

Personal tax
Capital gains tax
Inheritance tax
Advice on your Will